Research interests

My research interests have included the financial appraisal of development projects, the analysis of household incomes and expenditure in developing economies, the location of manufacturing industry, consumer demand system analysis, the analysis of naval manpower and the banking industry in Pakistan

Research outputs

2025

SMEs’ access to bank financing during the financial crises in Europe

Ghulam, Y., Hakro, A. N., Naumani, O.

3 Jan 2025, In: Journal of Small Business Strategy. 35, 1, p. 74-96, 23p.

A further examination of sovereign domestic and external debt defaults

Ghulam, Y.

1 Jan 2025, In: The North American Journal of Economics and Finance. 76, 23p., 102322

2024

Building a defence manpower planning tool using survival analysis models

Apostolakis, A., Ghulam, Y., Jaffry, S.

27 Aug 2024, In: Defence and Peace Economics, 24p.

Banking sector reforms in a challenging environment: an emerging financial market experience

Dhruva, K., Ghulam, Y.

1 Apr 2024, In: International Review of Economics and Finance. 92

2023

Wage differentials in the post liberalized labor market in Paksitan

Ghulam, Y., Hakro, A. N., Jaffry, S., Shah, V.

1 Jun 2023, In: The Journal of Developing Areas. 57, 3, p. 123-147, 25p.

View all my research outputs